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While People’s Trust does offer reliable coverage, its rates are higher than other carriers. For a newly built home valued at $300,000, People’s Trust’s annual average premium is $2,479 a year. Most reviews note our professionalism and how much money they saved compared to other insurance carriers – an average of $500 per year. Cover your fine art, jewelry, collectibles, or other valuables that you have invested in and would shed a tear to live without.
That being said, unfortunately, it seems like People’s Trust Insurance has a reputation for being non-responsive, late to handle claims, etc. Thanks to their direct-sales system, People’s Trust Insurance is able to reduce your insurance premiums. This is the aspect of any review that most people look for. If you’re looking for a Peoples Trust Insurance rating, you’ll be searching in vain. This insurer isn’t a big enough operation to receive a rating from one of the more reputable agencies, like A.M. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well.
Home Age Limit
The Rapid Response Team is actually a contracting company hired by People’s Trust Insurance to promptly assist their policyholders. Burst pipes, structural issues and water damage may be ongoing. Much of Florida is in a flood zone, so there’s a very good chance that this could cause problems for you somewhere down the road. If you’re interested in finding out if the area you live in is particularly vulnerable, there’s a flood zone map you should check out HERE. Please note these are only basic details, make sure you check ALL of the specific features of each policy if you’re thinking about signing on the dotted line.
These structures must be located on the homeowners property and are typically covered for 10% of your dwelling coverage. People’s Trust Insurance quickly established themselves as one of the top homeowner’s insurance providers in Florida. That being said, the cost of homeowner’s insurance is wildly unpredictable; there are so many factors that go into estimating your premiums that I can’t cover it all in this post. Our Florida homeowners insurance is designed to protect your home and other structures on your property . StateKinPeople’s TrustFlorida$1,354$2,479Your home’s location, construction, age, replacement cost, and more will impact your premium. Even if you’re in the middle of your policy term, you can still get a quote and see if you might save money by switching.
CALL PEOPLE’S TRUST FIRST IN THE EVENT OF A CLAIM
This policy allows you to be reimbursed for personal property replacement costs as of today, without factoring in depreciation. People’s Trust Insurance plans are offered for your personal property at Actual Cash Value. Lost or damaged property will be replaced by the carrier at Actual Cash Value, or the depreciated value at the time of your loss. Unlike many of the larger insurers, People’s Trust Insurance Company has a rather narrow scope.

We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. We are experience HEAVY call volume to our FNOL telephone lines. It will be easier for policyholders to initiate a claim with us by going to and filling out the online form link on the homepage.
Discover Something Worth Writing Home About
Hey, if there’s one thing we all can agree on, it’s that accidents can happen at very inconvenient times. Luckily, People’s Trust Insurance has a claims hotline available 24/7. The carrier you pick is an extraordinarily important decision for both you and your family. Let’s face it, no one wants to wind up with a poor insurance provider. Because you should NEVER purchase an insurance policy without doing your due diligence.

If you want flood insurance you will have to purchase this product separately. Well, when you buy insurance directly from the provider, you don’t need to give a chunk of money to third-party agents. Demotech Inc., albeit a lesser-known rating agency, gives People’s Trust an ‘A’ financial stability rating. But for those of you that would prefer to pay without taking a trip to the post office, that’s fine too. You can satisfy your premiums online, over the phone, or set up an automatic Electronic Funds Transfer .
Did you know at People’s Trust we accept A1, A2, and A3 as CLASS A opening protection? Contact us today to find out about all of the discounts available. The HO3 Homeowner Policy is only available to homes currently occupied by the owner. The owner must reside in the home at least 9 months out of the year for the house to be considered a primary residence.
Our upfront investment in overall preparedness and everyday readiness allows us to pass the savings along to you and deliver some of the most competitive home insurance rates in Florida. Allianz continues to be recognized in the top field of sustainable insurance companies. We're the #1 insurance company among the Top 50 most attractive employers worldwide! This recognition encourages us in our journey to be admired employers in the industry and sustain our focus on attracting the best talent. Paired with ample surplus, the carrier has the security to restore property to pre-loss condition and make customers happy. Compare Homeowners Insurance policies and quotes from the best carriers with FLINSCO.com.
In 2009, the company ate a hefty fine for using unlicensed agents to sell their policies. That being said, People’s Trust Insurance has an entire page on their website dedicated to informing readers about their financial strength. If you’re a People’s Trust Insurance policyholder, you can set-up how and when your payments are deducted. If you’re looking to cover this very important investment affordably, you’ll want to check out their selection of products. Instead of visiting the customer PTI site, the bookmark takes you directly here for all your agent tools including My Account and PTS.
This lets homeowners choose from reputable contractors to do the work to their satisfaction. We want to empower our customers to get the repairs done the way they want. People’s Trust Insurance has more than a thousand reviews on Google, suggesting that the company works hard to solicit feedback from customers.
Because the two homeowner policies mentioned aboveDO NOTcover damage that results from flooding. We offer a full range of insurance coverage to protect you, your family, your home and your possessions. We average 4.8 stars on Trustpilot with more than 750 reviews.
Compare the HO3 policy with our cost-saving Basic Choice Option. Animal Liability – Animals considered vicious, exotic or that have prior bite history are not eligible for coverage. Prepare your home and family for the 2022 hurricane season with the help of People’s Trust Insurance’s Hurricane Hub. Find out more about IFRS, which Allianz will adopt for reporting its financial performance as of 2023.
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